Forest & Ray - Dentists, Orthodontists, Implant Surgeons
8F Gilbert Place, London WC1A 2JD
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Are you interested in treatment at our practice, but unsure for the best way to fund for it? If so, you might be interested in our payment plans!


Click here for the finance calculator: Chrysalis Finance LogoHow do I apply?

You will need to complete a simple online application: the information you will provide will go straight to the lender, and a reply is usually received in return. You can then either sign a credit agreement that we print for you, or have it emailed for you to complete in your personal time.

How much can I borrow?

You can borrow between £350 and £25,000, subject to status. You must be over 21 to apply, and have been a resident in the UK for at least 3 years.

Do I have to pay a deposit?

A deposit is not required, but if you want to pay one and so reduce the amount you borrow, this is completely up to you.

How much are the repayments?

This will depend on the amount you look forward to, and whether you intend to pay for a deposit.

How do I make the repayments?

The monthly payments are collected by Direct Debit, starting one month after you sign the credit agreement, and are subject to the usual guarantee from your bank.

When can I start the treatment? 

When the credit agreement has been signed.

What if I decide I do not want the finance plan? 

There is a statutory 'cooling off' period of 14 days, after the signed contract, during which you can cancel the credit agreement with no cost to you. However, if you have started any treatment which would have been financed, you will have to make other arrangements to pay for it.

Who provides the finance? 

You have been introduced to this webpage by Forest & Ray Ltd trading as Forest & Ray, which is an Introducer Appointed Representative of Chrysalis Finance Limited. Forest & Ray Ltd is a credit broker, not a lender. Chrysalis Finance Limited is authorised and regulated by the Financial Conduct Authority for credit broking and lending.


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